Citi Cards
Custom Cash
Welcome Offer: $200 back after $750 in the first 3 months
Multiples: 5X points on top spending category up to $500 each billing cycle
Restaurants, gas stations, grocery stores, travel, transit, streaming, drugstores, home improvement stores, fitness clubs, live entertainment
Annual Fee: $0
Premier
Welcome Bonus:Â 60K Points after $4000 in purchases in 3 months
Key Benefits: access to Citi point system, can turn double cash and custom cash into point cards, access to Citi travel partners, $100 back on $500 hotel purchase through Citi
Multiples: 3X points at grocery stores, restaurants, gas stations, air travel and hotels
Annual Fee: $95
Connor's Recommendation
Go for the Citi Trifecta! Double Cash, Custom Cash, & Premier
2X Everything - Double Cash
3X Grocery Stores - Premier
3X Restaurants - Premier
3X Gas Stations - Premier
3X Air Travel - Premier
3X Hotels - Premier
5X Restaurants, Gas Stations, Grocery Stores, Travel, Transit, Streaming, Drugstores, Home Improvement, Fitness Clubs, or Live Entertainment - Custom Cash