American Express Cards

American Express Blue Business Plus

Welcome Bonus: 15K points after $3000 in purchases in 3 months

Multipliers: 2X points on every purchase up to 50K

Annual Fee: $0

American Express Plum Card

Welcome Bonus: $200 after $10,000 in purchases in 3 months

Multipliers: allows you to pay late with up to 60 days with no interest, or 1.5% cash back if paid early

Annual Fee: $250

American Express Gold

Welcome Bonus: 70K points after $10,000 in purchases in 3 months

Key Benefits: 25% airline point bonus

Multipliers: 4X points on Top 2 categories: airfare, advertising (online, TV, radio), technology and software purchases, gas stations, restaurants, shipping

Annual Fee: $295

American Express Centurion

Key Benefits: 50% points rebate on airfare booked with points, Delta platinum medallion status, equinox gym membership credit, $1000 Saks credit, clear plus membership, Hilton diamond status, IHG platinum elite status, centurion concierge, as well as many Amex platinum benefits for traveling.

Multipliers: 5X points on airfare, 5X hotels booked through Amex, 1.5X on purchases of $5000 or more

Annual Fee: $5000 - Initiation Fee $10,000

Connor's Recommendation

Businesses who need more time to pay invoices

Businesses with a lot of non category spend

Businesses who spend 15K+ in 4X Category (otherwise blue card)

Businesses who spend more than 375K+ per year in a 4X category

I recommend Amex Personal platinum over the Amex Business Platinum - better credits, authorized users, and cash out abilities

If offered the centurion card always ask for the business version. Business only benefits are the 50% rebate on points on all flights and the annual fee is tax deductible

Multipliers

Total Cost $0-$8000 | Potential Referrals 55K-550K